CALCULATOR · FREE免费 · Free
Take Home Pay Calculator
Enter annual gross pay, federal and state rates, pre-tax deductions and pay periods to estimate annual, monthly and per-paycheck take-home pay. This is an estimate with flat rates, not a tax return.
--Annual take-home · currency
--Monthly take-home · currency
--Per paycheck · currency
--Total tax · currency
Estimates only; verify on site before ordering or building.
Example
| Item | Value | Unit |
|---|---|---|
| Annual gross | 100000 | currency |
| Federal rate | 12 | % |
| State rate | 5 | % |
| Pre-tax deductions | 6000 | per year |
| Pay periods/year | 26 | periods |
| Annual take-home | 70829 | currency |
| Monthly take-home | 5902.42 | currency |
| Per paycheck | 2724.19 | currency |
| Total tax | 23171 | currency |
Where people go wrong
- Treating the marginal bracket as the effective rate on all income.
- Forgetting that 401(k) and health premiums reduce taxable income.
- Dividing annual tax by 12 when biweekly pay has 26 periods.
FAQ
Why is this different from my pay stub?
This uses flat rates; a real paycheck also includes wage-base caps, credits, additional taxes and local rules.
Should I enter marginal or effective tax?
Enter your expected average or effective rate; the top marginal rate will understate take-home pay.